Compliance work takes too much time.
Manual checks, scattered documents and regulatory pressure slow every advisor down.
AI for wealth advisory firms
The AI operating system for wealth advisory firms
Apana connects client data, patrimonial analysis, compliance workflows and portfolio follow-up in a modular platform built for modern wealth advisory practices.
Capture client data in seconds. Produce sourced advice in minutes. Keep every compliance step traceable.
Operating capacity100xtarget operating capacity
From artisanal practice to a scalable organization.
Time recovered3 hper file
Less regulatory friction, fewer manual tasks.
Analysis time10 minto produce a usable analysis
Quantified scenarios, ready to review and present.
Copilot
Captures client context from meetings, emails and documents.Advisor
Produces quantified, sourced recommendations for client conversations.Officer
Runs compliant follow-up with auditable operational workflows.Meeting Notes
Client Context
Sourced Advice
Next Actions
Traceability
THE OPERATING BOTTLENECK
Your growth bottleneck is not commercial. It is operational.
Every new client creates more data to collect, more documents to chase, more advice to produce and more compliance to prove.
That is why advisory firms struggle to scale without lowering quality or increasing workload.
Client data is scattered.
Meetings, emails, PDFs, CRM notes and portfolio data rarely speak the same language.
Human time does not scale.
More clients usually means less time per client, or more hours worked by advisors.
Scale from 10 to 100
clients per advisor
Not by replacing advisors. By removing the operational work that prevents them from serving more clients.
SPECIALIZED AGENTS
Three specialized agents. One wealth management workflow.
Each agent removes a specific operational bottleneck. Together, they turn fragmented work into one traceable advisory process.
CAPTURE DE DONNÉES
Copilot
Capte le contexte client
Des rendez-vous, emails et documents vers une donnée patrimoniale structurée, prête à être validée et réutilisée.
Capture des rendez-vous
Extraction documentaire
Enrichissement CRM
Actions et suivi
💬RENDEZ-VOUS CLIENT · 23 MIN
En directOn a vendu l’appartement à Lyon en mars, on a placé sur l’AV de mon père… l’objectif c’est vraiment de préparer la retraite à horizon 12 ans. On a aussi 2 SCPI Sofidy depuis 2021…
↓
✦Fiche patrimoniale structurée
Profil de risqueModéré
Encours total agrégé780 k€
Objectif principalRetraite · 12 ans
Cession récenteBien immo · Lyon
Détentions identifiéesAV · SCPI Sofidy
↓
✓Dossier prêt à valider · Push CRM
8/10 pièces · actions de suivi prêtesCONSEIL
Advisor
Calcule un conseil sourcé
Produit en quelques minutes des scénarios, des calculs fiscaux et des recommandations prêtes pour le conseiller.
Sources fiscales et juridiques
Simulations déterministes
Comparaison de scénarios
Notes de recommandation
Découvrir Advisor
Couche Finance optionnelleWorkflows portefeuille
PMS, modèles d’allocation, agrégation, flux entrants, flux sortants et suivi de performance.
Découvrir Finance✦Question patrimoniale
Quelle stratégie pour préparer la retraite à 12 ans avec 200 k€ disponibles ?
↓
Scénarios comparés
A · PER + AV412 K€capital à 12 ans
Économie fiscale38 K€
RisqueModerate
RecommandéB · PER + SCPI + AV478 K€capital à 12 ans
Économie fiscale52 K€
RisqueModerate
↓
📄Livrable généré
Note de recommandation patrimoniale8 pages · scénarios chiffrés · sources fiscales · prêt à présenter
✓Validé par le conseiller
CONFORMITÉ
Officer
Sécurise l’exécution
Gère le CRM, la conformité, l’agrégation et les workflows d’adéquation dans un seul socle opérationnel.
CRM et dossier client
Workflow conformité
Agrégation
Piste d’audit
Découvrir Officer
Couche Finance optionnelleWorkflows portefeuille
PMS, modèles d’allocation, agrégation, flux entrants, flux sortants et suivi de performance.
Découvrir Finance🏛Portfolio · Martin J.
Agrégé780 K€
+ 8,4 %12 mois glissants
VersementVersementRachat
Allocation
Actions42%
Obligations28%
Immobilier18%
Monétaire12%
🛡Compliance · Martin J.
4/5 stepsSigned engagement letter
ValidatedKYC complete
ValidatedSuitability report
ValidatedSupporting documents
To completeAudit trail · Capital ExplorerGDPR · EU
YOUR WORKFLOW
Three agents. Real advisory cases.
Choose a real advisory case and see how Apana adapts the workflow to your context.
Each agent is available independently. Start with one, add others when you're ready.
STEP 1
CopilotCOPILOT
Capte le rendez-vous client, extrait les documents et structure le profil patrimonial.
→↓
STEP 2
AdvisorADVISOR
Exécute des scénarios retraite sourcés, compare les stratégies et chiffre les résultats.
→↓
STEP 3
OfficerOFFICER
Prépare le workflow de recommandation, met à jour le CRM et sécurise le dossier de conformité.
What you get
Book this live demoFiche client structurée
Projection retraite
Scénarios comparés
Note de recommandation
Dossier prêt pour validation
BUILT FOR REGULATED ADVICE
Not a chatbot. A controlled wealth management backbone.
Apana combines specialized AI agents with Capital Explorer’s infrastructure to capture client data, run controlled calculations and prepare traceable advisory workflows.
AI prepares. Advisors validate.
CRM · Compliance · Aggregation · Simulators · Portfolio workflows
OUTCOMES
Recover 20 hours. Reinvest them in advice.
Apana removes operational work from the advisory cycle, so advisors spend less time rebuilding files and more time serving clients.
Saved per client per yearUp to 20h
Recovered across the advisory cycle. Distributed across all three agents.
CopilotAdvisorOfficerFinance
Typical operational time per file
Before Apana
With Apana
Distributed across the advisory cycle
TaskBefore ApanaWith ApanaSaved
Capture de la donnée client
30 minutesInstant30 minutes savedProduction du conseil
1 hour10 minutes50 minutes savedDossier de conformité
1 hour20 minutes40 minutes savedRevue de portefeuille
2 hours20 minutes1h 40 savedTotal
4h 3050 minutes3h 40 savedBased on typical advisory workflows. Actual time savings vary by firm size, process maturity and existing tooling.
WHO IT'S FOR
Built for every wealth advisory model
Apana adapts to the operating model of independent advisors, structured firms, networks, enterprise teams and family offices.
01
Independent advisor
Reduce operational load without losing control.
02
Structured firm
Scale advisory quality across a growing team.
03
Networks & groups
Standardize workflows without rigidifying advice.
04
Enterprise
Deploy a modular AI operating layer at scale.
05
Family office
Monitor complex patrimonial situations with more clarity.
REFERENCES
Trusted by firms building modern wealth advisory workflows
Built alongside the professional associations shaping modern wealth advisory.
FINAL STEP
See Apana on one of your real files.
Start with Copilot, Advisor or Officer, and see how Apana fits your workflow in less than 15 minutes.
© 2026 Apana – Tous droits réservés
The AI operating layer for wealth advisory firms
Orchestrate your firm with AI designed for Wealth advisors.
Apana connects client data, patrimonial analysis, compliance workflows and portfolio follow-up in a modular platform built for modern wealth advisory practices.
Capture client data in seconds. Produce sourced advice in minutes. Keep every compliance step traceable.
Operating capacity100xtarget operating capacity
From artisanal practice to a scalable organization.
Time recovered3 hper file
Less regulatory friction, fewer manual tasks.
Analysis time10 minto produce a usable analysis
Quantified scenarios, ready to review and present.
Copilot
Captures client context from meetings, emails and documents.Advisor
Produces quantified, sourced recommendations for client conversations.Officer
Runs compliant follow-up with auditable operational workflows.Meeting Notes
Client Context
Sourced Advice
Next Actions
Traceability
THE OPERATING BOTTLENECK
Your growth bottleneck is not commercial. It is operational.
Every new client creates more data to collect, more documents to chase, more advice to produce and more compliance to prove.
That is why advisory firms struggle to scale without lowering quality or increasing workload.
Compliance work takes too much time.
Manual checks, scattered documents and regulatory pressure slow every advisor down.
Client data is scattered.
Meetings, emails, PDFs, CRM notes and portfolio data rarely speak the same language.
Human time does not scale.
More clients usually means less time per client, or more hours worked by advisors.
Scale from 10 to 100
clients per advisor
Not by replacing advisors. By removing the operational work that prevents them from serving more clients.
SPECIALIZED AGENTS
Three specialized agents. One wealth management workflow.
Each agent removes a specific operational bottleneck. Together, they turn fragmented work into one traceable advisory process.
CAPTURE DE DONNÉES
Copilot
Capte le contexte client
Des rendez-vous, emails et documents vers une donnée patrimoniale structurée, prête à être validée et réutilisée.
Capture des rendez-vous
Extraction documentaire
Enrichissement CRM
Actions et suivi
💬RENDEZ-VOUS CLIENT · 23 MIN
En directOn a vendu l’appartement à Lyon en mars, on a placé sur l’AV de mon père… l’objectif c’est vraiment de préparer la retraite à horizon 12 ans. On a aussi 2 SCPI Sofidy depuis 2021…
↓
✦Fiche patrimoniale structurée
Profil de risqueModéré
Encours total agrégé780 k€
Objectif principalRetraite · 12 ans
Cession récenteBien immo · Lyon
Détentions identifiéesAV · SCPI Sofidy
↓
✓Dossier prêt à valider · Push CRM
8/10 pièces · actions de suivi prêtesCONSEIL
Advisor
Calcule un conseil sourcé
Produit en quelques minutes des scénarios, des calculs fiscaux et des recommandations prêtes pour le conseiller.
Sources fiscales et juridiques
Simulations déterministes
Comparaison de scénarios
Notes de recommandation
Découvrir Advisor
Couche Finance optionnelleWorkflows portefeuille
PMS, modèles d’allocation, agrégation, flux entrants, flux sortants et suivi de performance.
Découvrir Finance✦Question patrimoniale
Quelle stratégie pour préparer la retraite à 12 ans avec 200 k€ disponibles ?
↓
Scénarios comparés
A · PER + AV412 K€capital à 12 ans
Économie fiscale38 K€
RisqueModerate
RecommandéB · PER + SCPI + AV478 K€capital à 12 ans
Économie fiscale52 K€
RisqueModerate
↓
📄Livrable généré
Note de recommandation patrimoniale8 pages · scénarios chiffrés · sources fiscales · prêt à présenter
✓Validé par le conseiller
CONFORMITÉ
Officer
Sécurise l’exécution
Gère le CRM, la conformité, l’agrégation et les workflows d’adéquation dans un seul socle opérationnel.
CRM et dossier client
Workflow conformité
Agrégation
Piste d’audit
Découvrir Officer
Couche Finance optionnelleWorkflows portefeuille
PMS, modèles d’allocation, agrégation, flux entrants, flux sortants et suivi de performance.
Découvrir Finance🏛Portfolio · Martin J.
Agrégé780 K€
+ 8,4 %12 mois glissants
VersementVersementRachat
Allocation
Actions42%
Obligations28%
Immobilier18%
Monétaire12%
🛡Compliance · Martin J.
4/5 stepsSigned engagement letter
ValidatedKYC complete
ValidatedSuitability report
ValidatedSupporting documents
To completeAudit trail · Capital ExplorerGDPR · EU
YOUR WORKFLOW
Three agents. Real advisory cases.
Choose a real advisory case and see how Apana adapts the workflow to your context.
Each agent is available independently. Start with one, add others when you're ready.
STEP 1
CopilotCOPILOT
Capte le rendez-vous client, extrait les documents et structure le profil patrimonial.
→↓
STEP 2
AdvisorADVISOR
Exécute des scénarios retraite sourcés, compare les stratégies et chiffre les résultats.
→↓
STEP 3
OfficerOFFICER
Prépare le workflow de recommandation, met à jour le CRM et sécurise le dossier de conformité.
What you get
Book this live demoFiche client structurée
Projection retraite
Scénarios comparés
Note de recommandation
Dossier prêt pour validation
BUILT FOR REGULATED ADVICE
Not a chatbot. A controlled wealth management backbone.
Apana combines specialized AI agents with Capital Explorer’s infrastructure to capture client data, run controlled calculations and prepare traceable advisory workflows.
AI prepares. Advisors validate.
CRM · Compliance · Aggregation · Simulators · Portfolio workflows
OUTCOMES
Recover 20 hours. Reinvest them in advice.
Apana removes operational work from the advisory cycle, so advisors spend less time rebuilding files and more time serving clients.
Saved per client per yearUp to 20h
Recovered across the advisory cycle. Distributed across all three agents.
CopilotAdvisorOfficerFinance
Typical operational time per file
Before Apana
With Apana
Distributed across the advisory cycle
TaskBefore ApanaWith ApanaSaved
Capture de la donnée client
30 minutesInstant30 minutes savedProduction du conseil
1 hour10 minutes50 minutes savedDossier de conformité
1 hour20 minutes40 minutes savedRevue de portefeuille
2 hours20 minutes1h 40 savedTotal
4h 3050 minutes3h 40 savedBased on typical advisory workflows. Actual time savings vary by firm size, process maturity and existing tooling.
WHO IT'S FOR
Built for every wealth advisory model
Apana adapts to the operating model of independent advisors, structured firms, networks, enterprise teams and family offices.
01
Independent advisor
Reduce operational load without losing control.
02
Structured firm
Scale advisory quality across a growing team.
03
Networks & groups
Standardize workflows without rigidifying advice.
04
Enterprise
Deploy a modular AI operating layer at scale.
05
Family office
Monitor complex patrimonial situations with more clarity.
REFERENCES
Trusted by firms building modern wealth advisory workflows
Built alongside the professional associations shaping modern wealth advisory.
Next step
See how Apana fits your advisory model.
Start with one workflow, explore the platform structure and see how Apana can support advisory, compliance and follow-up over time.
© 2026 Apana – Tous droits réservés
The AI operating layer for wealth advisory firms
The AI that helps wealth advisors grow their firms
Capture assets, scale the firm, secure compliance, without diluting the value of advice
Capture client data in seconds. Produce sourced advice in minutes. Keep every compliance step traceable.
Operating capacity10xFrom artisanal practice to a
scalable organization.
Time recovered3 h per fileLess regulatory friction,
fewer manual tasks
Analysis time10 minTo produce a usable analysis
ready to present
Copilot
Captures and structures client information.Advisor
Turns patrimonial logic into clear scenarios.Officer
Keeps files, checks and validation traceable.Client file
Checks
Signals
Follow-up
Traceability
THE OPERATING BOTTLENECK
Your growth bottleneck is not commercial. It is operational.
Every new client creates more data to collect, more documents to chase, more advice to produce and more compliance to prove.
That is why advisory firms struggle to scale without lowering quality or increasing workload.
Compliance work takes too much time.
Manual checks, scattered documents and regulatory pressure slow every advisor down.
Client data is scattered.
Meetings, emails, PDFs, CRM notes and portfolio data rarely speak the same language.
Human time does not scale.
More clients usually means less time per client, or more hours worked by advisors.
Scale from 10 to 100
clients per advisor
More clients per advisor, without lowering advice quality.
SPECIALIZED AGENTS
Three specialized agents. One wealth management workflow.
Each agent addresses a specific operational friction. Together, they turn fragmented work into one intelligent workflow.
CAPTURE DE DONNÉES
Copilot
Capte le contexte client
Des rendez-vous, emails et documents vers une donnée patrimoniale structurée, prête à être validée et réutilisée.
Capture des rendez-vous
Extraction documentaire
Enrichissement CRM
Actions et suivi
💬RENDEZ-VOUS CLIENT · 23 MIN
En directOn a vendu l’appartement à Lyon en mars, on a placé sur l’AV de mon père… l’objectif c’est vraiment de préparer la retraite à horizon 12 ans. On a aussi 2 SCPI Sofidy depuis 2021…
↓
✦Fiche patrimoniale structurée
Profil de risqueModéré
Encours total agrégé780 k€
Objectif principalRetraite · 12 ans
Cession récenteBien immo · Lyon
Détentions identifiéesAV · SCPI Sofidy
↓
✓Dossier prêt à valider · Push CRM
8/10 pièces · actions de suivi prêtesCONSEIL
Advisor
Calcule un conseil sourcé
Produit en quelques minutes des scénarios, des calculs fiscaux et des recommandations prêtes pour le conseiller.
Sources fiscales et juridiques
Simulations déterministes
Comparaison de scénarios
Notes de recommandation
Découvrir Advisor
Couche Finance optionnelleWorkflows portefeuille
PMS, modèles d’allocation, agrégation, flux entrants, flux sortants et suivi de performance.
Découvrir Finance✦Question patrimoniale
Quelle stratégie pour préparer la retraite à 12 ans avec 200 k€ disponibles ?
↓
Scénarios comparés
A · PER + AV412 K€capital à 12 ans
Économie fiscale38 K€
RisqueModerate
RecommandéB · PER + SCPI + AV478 K€capital à 12 ans
Économie fiscale52 K€
RisqueModerate
↓
📄Livrable généré
Note de recommandation patrimoniale8 pages · scénarios chiffrés · sources fiscales · prêt à présenter
✓Validé par le conseiller
CONFORMITÉ
Officer
Sécurise l’exécution
Gère le CRM, la conformité, l’agrégation et les workflows d’adéquation dans un seul socle opérationnel.
CRM et dossier client
Workflow conformité
Agrégation
Piste d’audit
Découvrir Officer
Couche Finance optionnelleWorkflows portefeuille
PMS, modèles d’allocation, agrégation, flux entrants, flux sortants et suivi de performance.
Découvrir Finance🏛Portfolio · Martin J.
Agrégé780 K€
+ 8,4 %12 mois glissants
VersementVersementRachat
Allocation
Actions42%
Obligations28%
Immobilier18%
Monétaire12%
🛡Compliance · Martin J.
4/5 stepsSigned engagement letter
ValidatedKYC complete
ValidatedSuitability report
ValidatedSupporting documents
To completeAudit trail · Capital ExplorerGDPR · EU
YOUR WORKFLOW
Three agents. Real advisory cases.
Choose a real advisory case and see how Apana adapts the workflow to your context.
Each agent is available independently. Start with one, add others when you're ready.
STEP 1
CopilotCOPILOT
Capte le rendez-vous client, extrait les documents et structure le profil patrimonial.
→↓
STEP 2
AdvisorADVISOR
Exécute des scénarios retraite sourcés, compare les stratégies et chiffre les résultats.
→↓
STEP 3
OfficerOFFICER
Prépare le workflow de recommandation, met à jour le CRM et sécurise le dossier de conformité.
What you get
Book this live demoFiche client structurée
Projection retraite
Scénarios comparés
Note de recommandation
Dossier prêt pour validation
BUILT FOR REGULATED ADVICE
Not a chatbot. A controlled wealth management backbone.
Apana combines specialized AI agents with Capital Explorer’s infrastructure to capture client data, run controlled calculations and prepare traceable advisory workflows.
AI prepares. Advisors validate.
CRM · Compliance · Aggregation · Simulators · Portfolio workflows
OUTCOMES
Recover 20 hours. Reinvest them in advice.
Apana removes operational work from the advisory cycle, so advisors spend less time rebuilding files and more time serving clients.
Saved per client per yearUp to 20h
Recovered across the advisory cycle. Distributed across all three agents.
CopilotAdvisorOfficerFinance
Typical operational time per file
Before Apana
With Apana
Distributed across the advisory cycle
TaskBefore ApanaWith ApanaSaved
Capture de la donnée client
30 minutesInstant30 minutes savedProduction du conseil
1 hour10 minutes50 minutes savedDossier de conformité
1 hour20 minutes40 minutes savedRevue de portefeuille
2 hours20 minutes1h 40 savedTotal
4h 3050 minutes3h 40 savedBased on typical advisory workflows. Actual time savings vary by firm size, process maturity and existing tooling.
WHO IT'S FOR
Built for every wealth advisory model
Apana adapts to the operating model of independent advisors, structured firms, networks, enterprise teams and family offices.
01
Independent advisor
Reduce operational load without losing control.
02
Structured firm
Scale advisory quality across a growing team.
03
Networks & groups
Standardize workflows without rigidifying advice.
04
Enterprise
Deploy a modular AI operating layer at scale.
05
Family office
Monitor complex patrimonial situations with more clarity.
REFERENCES
Trusted by firms building modern wealth advisory workflows
Built alongside the professional associations shaping modern wealth advisory.
Next step
See how Apana fits your advisory model.
Start with one workflow, explore the platform structure and see how Apana can support advisory, compliance and follow-up over time.
© 2026 Apana – Tous droits réservés