The copilot re-checks documents, dates and client changes in the background.
ApanaCompliance
APANA COMPLIANCE
Compliance does not wait anymore. It runs in the background.
Apana Compliance is a conversational copilot for wealth managers, family offices and CGP. It monitors client files continuously, detects missing or inconsistent elements, and prepares the next action before teams have to chase it manually.
Continuous monitoringIssue detection and alertsHuman validation stays in control
HOW IT WORKS
From monitoring to corrective action
Missing evidence, inconsistencies and suitability signals surface automatically.
Tasks, client requests and status updates are prepared before follow-up becomes manual.
CONVERSATION
Ask the file. Understand the issue. Prepare the next step.
Apana Compliance Copilot
Live monitoringAdvisor
Is this client fully compliant?
Apana
I checked the file and highlighted the next compliance issues.
KYC complete
Expired ID document
Missing tax return
Advisor
Prepare corrective actions and tell me if there is any risk.
Apana
I prepared the next actions and raised the suitability alert.
Client request prepared according to your rules
Advisor review task opened
Risk mismatch detected on the current allocation
MONITORING OUTPUT
See what the system is watching right now
Live compliance statusActive checks across the client file
WatchingThe copilot keeps the file current, surfaces what is missing or out of date, and refreshes the compliance state as new evidence arrives.
KYC packComplete
IdentityExpired
Tax returnMissing
SuitabilityRisk mismatch
Alert level3 open issues
Triggered actionsPrepared automatically
Audit trailUpdated continuously
What the copilot checksRegulatory follow-through without blind automation
KYC validity, tax evidence, source-of-funds context, suitability consistency and archival status stay connected inside the same monitored operating layer.
Client request prepared
Advisor task created
Timeline updated
Apana re-checks files over time and raises a precise signal when client data, documents or regulatory conditions change.
The system detects, prepares and proposes the next action, while advisors and compliance teams keep the final decision when required.
SEE APANA COMPLIANCE
Move from manual follow-up to monitored compliance
See how Apana Compliance helps wealth teams monitor files continuously, detect what matters and prepare the next action from one conversational interface.
🇬🇧EN▾
APANA OFFICER
The operating platform for every client file.
Apana Officer brings together wealth CRM, aggregation, compliance and e-signature in one workspace for wealth management firms.
CRMAggregationComplianceE-signatureAudit trail
CRM
Contracts
Documents
Signature
Tasks
Audit trail
Wealth CRM record
ClientJean Martin
HouseholdMarried, 2 children
Risk profileModerate
Financial assetsEUR 2.1M
Compliance100%
THE PROBLEM
Client files are fragmented. Execution is still manual.
Client follow-up, aggregation, compliance, documents and signatures too often live in separate systems. Teams spend too much time rebuilding context instead of moving the client file forward.
One missing or outdated document can stop the workflow before signature or validation.
Teams still jump between CRM, aggregation, documents and signature tools to understand what is ready.
Advisors and operations teams still spend too much time reconstructing status, proof and next actions.
THREE OPERATIONAL BLOCKS
Officer brings together the three operational blocks of the firm.
One workspace to manage the client relationship, consolidate wealth data and secure every regulatory step.
Wealth CRM
Centralize client relationships, households, opportunities, tasks, documents and history.
Relationship trackedAggregation
Consolidate contracts, assets, allocation, movements and partner platforms.
Assets consolidatedCompliance & e-signature
Generate, track, sign and archive regulatory documents.
File audit-readyWEALTH CRM
A CRM built for wealth follow-up, not generic sales.
Officer centralizes the client profile, household, opportunities, tasks, documents, client portal and relationship history. Every action stays attached to the right file.
- Client profile and household
- Tasks and reminders
- Opportunities
- Client documents
Jean MartinClient profile and follow-up
Documents 8/10 completeHouseholdMarried, 2 children
Every relationship detail, document and next action stays attached to the same file.
Aggregated assets€780K
Risk profileModerate
Last meetingMay 12
Follow-upValue
Next actionPortfolio review
OpportunityLife insurance reallocation
Client portalReady
AGGREGATION
A consolidated view of contracts, assets and movements.
Officer aggregates contracts, accounts, allocations, movements and connected platforms to give advisors a usable wealth context.
40+ connected platforms€5B in aggregated assets
- Aggregated contracts
- Consolidated assets
- Recent movements
- Client review context
Martin J. Wealth OverviewContracts, allocation and movements
Alert to review€780K+8.4% over 12 months
Asset classShare
Equities42%
Bonds28%
Real estate18%
Cash12%
Deposit · Withdrawal · ReallocationAllocation to review before next meeting
COMPLIANCE & E-SIGNATURE
Every regulatory step generated, tracked, signed and archived.
Officer manages regulatory documents, checks, missing evidence, e-signature and the audit trail. The advisor stays in control while the client file remains traceable.
- Regulatory documents
- KYC and AML checks
- E-signature
- Audit trail
Martin J. ComplianceDocuments, checks and signature
Audit trail activeDERKYCSuitability
Suitability report
Signature pending
DERSigned
KYCValidated
AMLValidated
Risk profileModerate, validated
Suitability reportGenerated
Proof of addressMissing
SignaturePending
USE-CASE SCENARIOS
Officer adapts to every client file scenario.
Whether the firm opens a new client file, prepares an annual review or turns advice into execution, Officer structures the workflow and keeps the proof trail complete.
New client onboarding
Create the client file, collect the right documents, validate the profile and send the first documents for signature.
09:10Client file created
09:14Missing documents identified
09:20KYC and risk profile started
09:28Engagement letter prepared
09:35Signature sent
09:42Audit trail updated
Annual review
Refresh client data, review contracts, detect missing updates and prepare a clean review trail.
09:10Client file opened
09:13Aggregated assets refreshed
09:18Profile update required
09:24Review documents prepared
09:31Client request sent
09:45Review trail archived
New recommendation
Turn a validated recommendation into a suitability report, signed documents and archived proof.
09:10Recommendation validated
09:14Suitability report generated
09:18Missing evidence detected
09:24Client request prepared
09:31Signature sent
09:42Audit trail updated
PROVEN OPERATIONAL CORE
A proven operational core, modernized for the AI era.
Officer is built on Capital Explorer: 28 years of wealth management expertise, production-grade integrations, aggregation infrastructure and compliance workflows already used on real client files.
It is not a generic CRM with AI on top. It is the operational stable core of the Apana suite.
APANA SUITE
Officer is where the Apana workflow closes.
Copilot creates the structured context. Advisor turns it into advice. Officer turns that advice into a compliant, signed and monitored client file.
Captures conversations, documents and client data.
Turns structured facts into sourced recommendations.
Executes CRM, compliance, signatures and follow-up.
One pipeline. No re-entry. No lost context.
NEXT STEP
See how Officer secures a complete client file.
In 15 minutes, see how CRM, aggregation, compliance and e-signature work together in one operational workspace.
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